It watches.
You keep more.
SubCut watches recurring spending, finds money leaks and surfaces clear actions when something is worth doing.
Read-only bank access · Open Banking · SubCut can’t move your money · Revoke access anytime
Leak detection
SubCut reads every recurring payment and surfaces only what changed — a price rise, a changed payment, two services that overlap, an expired deal.
7
Opportunities found
Savings assistant
Ask for an outcome in plain English. SubCut reads your real numbers and builds a plan of steps you can act on.
£100
A month, on request
A recent answer · “Find me £100 a month”
Subscription manager
Every active subscription, its renewal date and a health status — healthy, watch, or needs action.
10
Payments watched
Timeline & trends
A journal of what mattered, plus daily and monthly habit trends: coffee, drinks, train, lunch, groceries, taxis.
£1,247
Kept ✓ verified
Found → cut → kept
Secure ongoing access
Reconfirm your bank connection every 90 days to keep SubCut watching securely. Monitoring continues between reconfirmations — 90 days refers to your consent, not how often transactions refresh.
90
Days between consent reconfirmations
Read-only by design
SubCut can see, never move. No payments, no transfers, no selling data. Ever.
£0
Money SubCut can move
Calendar view
Switch from list to calendar and see exactly when each subscription hits. Merchant icons sit on the due dates, so you can spot the expensive days before they arrive.
Renewals this month
Better deals
When a rival service gives the same thing for less, SubCut shows the switch and what it saves you. No research, no comparison sites — just the better option, ready to act on.
Spotify
£11.99/mo
Apple Music
£10.99/mo
Yearly saving
How it works
Connect
Link your bank with read-only access. Takes about a minute.
SubCut reads
It quietly learns your recurring payments and habits in the background.
You act
A short list of opportunities. Cancel, switch or negotiate — one clear step each.