Your money.
Minus the waste.
SubCut reads your recurring payments in the background, finds what shouldn't be there and helps you cut it — then checks your bank activity to prove the saving.
Read-only bank access · Never sold, never shared
Scanning your money
Adobe
Recurring payment detected
£239.88
opportunity
Virgin Media
Out of contract
£264
opportunity
HelloFresh
Intro price ended
£180
opportunity
One subscription, end to end · Adobe
Found
SubCut watches every recurring payment. Most of them are fine. It only speaks when one of them isn't.
Understand
Not a notification saying something changed. The change itself, in plain numbers, with what it costs you a year.
Adobe · price increase detected
£60 more a year, applied quietly at renewal.
Cut
One clear next step. SubCut helps you cancel, switch or negotiate without having to work it out yourself.
Kept
Once you cut something, SubCut watches for the payment that should have left your account. When it doesn't, the money is kept — verified from your own bank activity.
Watching bank activity…
£0.00
Confirmed from your bank activity · part of £1,247.84 kept so far
Ask
Ask for an outcome in plain English. SubCut reads your real payments, builds the plan and hands you the actions — not an essay.
“Find me £100 a month”
Reading your payments…
Answered · a month
£0.00
Verify
SubCut watches the payment that should have left your account. When it doesn't, the saving stops being a claim.
Watching bank activity…
£239.88
Found
£0
you don't need to spend this year.
Illustrative annual example based on the recurring-spend categories shown below.
£412
Price hikes
£288
Recurring payments reviewed
£216
Overlapping services
£368
Better deals
Two more ways to see your money
Calendar view
Flip from list to calendar and see every renewal date at a glance. Merchant logos sit on the days money leaves your account.
Better deals
When a rival service does the same thing for less, SubCut surfaces the switch and the exact yearly saving — one tap to act.
Spotify
£11.99/mo
Apple Music
£10.99/mo
Read-only bank access
SubCut can see transactions. It cannot move money.
Never sold
Your financial data is not sold to anyone.
Never shared
No data brokers, no ad networks.